大学英语四级作文需要考生拥有明确的表达能力，适当的结构和丰富的内容是获得高分的重点原因。新东方在线为大伙带来“2025年6月英语四级作文预测：信用卡消费”，大伙可以作为学习的参考。
2025年6月英语四级作文预测：信用卡消费
作文需要
1. 信用卡消费好处与坏处
2. 怎么样明智的用法信用卡消费
范本：Credit card offers a convenient way to buy goods but every coin has two sides. From the cartoon above we see that credit card can lead to unmanageable debt and financial crisis if used unwisely.
So people should keep in mind the risk of using credit card and try to spend money wisely.First, before applying a credit card, people should make sure whether they can afford to pay back money spent on the card. Second, it is very important to work out what kind of card meets their needs. Third, people should try to pay their balance in full every month, or they will be charged interest and have negative effects on their credit scores.
Finally, since some cards have high interest rates and fees when failing to pay back, it is necessary to work out the cosplayt before using the cards.
以上是新东方在线记者为大伙带来的“2025年6月英语四级作文预测：信用卡消费”，期望考生们都能获得出色的成绩！
